Are you living with debt? If you are, you are not alone! Altogether, Americans owe billions of dollars in credit card debt alone. Our team at St. Johns Bank wants you to know you don’t have to fall into this statistic. We have a few tips to help you get out of debt so that you can begin living a financially healthier life. Start Paying Off Debt Let’s take a look at some steps you can take to start making a dent in your family’s debt: Read on →

Is buying a home in your near future? Whether you’re dreaming of buying in the next few years or have more immediate plans, it’s important to start preparing now. That’s why our team at St. Johns Bank wants to offer some insight about mortgages. Are You Prepared for a Mortgage Payment? Being a homeowner is fun—but it is also a huge responsibility you want to make sure you are fully ready for. Read on →

Did summer cause your spending to get a little out of control? Well, there’s no better time than now to regain control—and our team at St. Johns Bank wants to help you do just that. Getting Back on Track Between summer vacations, dining out and shopping sprees, the season can easily turn into a break for your budget. But now’s the time to regroup. Revisit Your Budget The budget you created earlier in the year might have worked. Read on →

Can you believe we are already talking about going back to school? While it might still be July, the first day of school will be here before you know it! In fact, it’s only weeks away. That’s why our team at St. Johns Bank wants to help you get your personal finances in order now so that your budget doesn’t take a hit as you prepare for school. Going Back to School on a Budget Up your back-to-school shopping game with these tips: Read on →

School is out for summer! Is your teen gearing up for—or already working—a summer job? Our team at St. Johns Bank wants to share some insight on the topic of teens and summer jobs. Read on for a look. First Things First What was your first job? While you might have memories flowing in of your first job as a young adult, the thing that probably sticks out the most is the feeling you got when you had your first paycheck in hand! Read on →

Can you believe we’re already in the middle of June? Summer officially begins next week! And if you’re in the market for a new boat for summer, then the team at St. Johns Bank wants to help you get one with our vehicle loans. What to Look for in a Boat Now that you know you can turn to us for the financing of your new boat, let’s look at what you need to consider when trying to choose the right boat for you and your family. Read on →

If you’re like most parents, you’re probably starting to get a little worried about the toll summer break might take on your finances. And, even if you aren’t a parent, you could still be worried about the extra costs of summer, such as higher gas prices and increased electricity use due to hotter temperatures. That’s why our team at St. Johns Bank wants to offer some suggestions on how you can save this summer—and still have a little fun! Read on →

Can you believe we’re already in the middle of May and June is just a few weeks away? We are about to reach the halfway point of 2018! And our team at St. Johns Bank has one question for you—Are your personal finances where you hoped they would be at this point in the year? The good news about it only being halfway through the year is that there’s still plenty of time to get your personal finances back on track with your overall financial goals for the year. Read on →

Money can be a tricky subject, and for many of us, it’s hard to manage. But money management doesn’t have to be scary. In fact, you can take simple steps to improve your financial health and find yourself on solid footing. Our team at St. Johns Bank wants to share a few questions to ask yourself about where you stand—and where you’re headed. Money Basics 101 Before you start any financial journey, you need to know where you currently stand financially. Read on →

Now that the weather is beginning to warm up, is your wallet feeling the heat, too, with a higher electric bill? Our team at St. Johns Bank wants to help save you money during the warmer months so that you can feel cool in your home without having to pay an arm and a leg. Start Reducing Your Energy Bill ASAP! Let’s take a look at some ways you can start lowering your energy bill payment each month. Read on →