With tax season upon us, many of us are dreaming about what exactly we want to do with our tax refund. While some people might be thinking about putting it back for a rainy day or using it as a down payment for a house, other people have something else in mind that has four wheels—a new car! If a new car is something you are looking at purchasing in 2019, our team at St. Read on →

When the going gets tough, sometimes a home equity line of credit can help get you back on the right track. Our team at St. Johns Bank wants to offer some perspective on what these loans are—and when they might be helpful. What Is a Home Equity Loan? With each payment you made on your mortgage, you built up your home equity. With a home equity loan, you are using the equity you have built up when paying on your mortgage as collateral on a loan. Read on →

It’s a brand-new year, which means a fresh start for reaching our financial goals. How do you plan on getting started this month? Our team at St. Johns Bank wants to offer you some ideas on how you can get your finances on a good track in 2019. Read on as we take a look. Tip 1: Create a Budget—and Stick to It Establishing a household budget alone is not enough. Read on →

It’s the most wonderful time of the year to start thinking about how you are going to turn your personal finances around in the new year! When improving your financial health in 2019, our team at St. Johns Bank wants you to think about putting some of these suggestions on your resolution list. Let’s take a look at some ways you can improve your personal finances in 2019. Take Care of Debt Are you tired of living paycheck to paycheck because you are still trying to pay off debt? Read on →

Hello, December! We have now officially entered the season of giving. However, just because it is the season of giving, that doesn’t mean it’s the season to go into debt. That’s why our team at St. Johns Bank would like to offer some suggestions to help you trim expenses this season. Let’s take a look at some ways you can save money during the holiday season. Keep Your Old Decorations Rather than running to the store to buy all the new trends in decor for the season, use what you already have to decorate your home. Read on →

Let’s face it—life happens. And sometimes our personal circumstances or health require taking a leave of absence from work. If you find yourself in that situation, you’ll want to be as prepared as possible, financially. Our team at St. Johns Bank wants to share some insight to help you do just that. There are a number of reasons to take a leave of absence from work, including: Adoption of a child Birth and care of baby Caring for a sick family member, such as a spouse, child or parent Personally suffering from a serious medical condition Read on for steps you can to take to prepare yourself for a leave of absence. Read on →

Who says you need to wait until January 1 to make resolutions for your finances? Not us! The team at St. Johns Bank wants you to start thinking ahead when it comes to how you can improve your bank account in the new year. Let’s look at some ways you can improve your finances in 2019: Protect Yourself From Identity Theft Are you guilty of thinking that identity theft won’t happen to you? Read on →

It might only be October, but the holiday season will be here before you know it! If you are already worried about breaking your budget with holiday shopping this year, our team at St. Johns Bank wants you to think outside the box when it comes to gifts for family and friends. Make Your Own Gifts Who says holiday gifts have to be purchased at a store? In fact, often the most memorable gifts are the ones that have been made for people. Read on →

While many people might think they need to wait until January to make changes in their personal finances, our team at St. Johns Bank wants you to know that is not the case. In fact, you can start making budget moves now in order to be in a better place with your personal finances by the time the new year rolls around. Let’s look at some financial moves you can make this fall: Read on →

Are you ready for fall? The team at St. Johns Bank is! However, we also want to make sure your personal finances are ready for the new season, too! Pumpkin Spice and Everything Nice Who is ready for the falling leaves, the pumpkin spice lattes and the turkey dinners? While there are a lot of great things about to happen this fall, there are also some financial moves you should make: Read on →