Let’s face it—when it comes to our personal finances, even thinking about them can be stressful at times. But there are ways to take control of your finances and limit your financial stress. Our team at St. Johns Bank wants to offer some suggestions to help you do just that. No Financial Stress Allowed Let’s take a look at some ways you can help overcome financial stress in your day-to-day life. Read on →

Looking to pay off your home faster? A mortgage refinance might be the way to go. Our team at St. Johns Bank wants to talk you through some basics about refinancing a mortgage. Mortgage Refinancing 101 People refinance their home for a number of reasons, including: Paying off their mortgage faster Obtaining a better interest rate Withdrawing equity built up in their home Let’s take a look at how to ensure refinancing your home is worth it. Read on →

Are you ready to get a jumpstart on your spring cleaning to-do list? Why not do so in a way that helps you to both clean your house and make money at the same time—a yard sale! Our team at St. Johns Bank has some tips to help you make it as successful as possible. Make Room in Your Home for More Money in Your Wallet With the first day of spring right around the corner, you might be feeling empowered to start cleaning out some rooms of your home to help create more space and decrease clutter. Read on →

What’s your vision for 2018? Are you seeing a new home or a new car in your future? For many people, those are the goals. That’s why our team at St. Johns Bank wants to offer suggestions on how to positively impact your credit score—a significant step toward making those goals a reality this year. It’s Time to Raise Your Credit Score! Even if you aren’t ready to buy a new home or purchase a car just yet, the time to improve your credit score is now. Read on →

If improving your financial situation was one of your goals for 2018, our team at St. Johns Bank wants to help you make that goal a reality! We know that financial issues can make people anxious. In turn, that anxiety can take a toll on our finances. Let’s take a look at ways you can become less anxious—and more financially confident—now and in the future. First, keep track of your cash flow. Read on →

According to the National Center for Education Statistics, approximately 20.4 million students planned to seek higher education in the United States in the fall of 2017. Whether your child is planning on attending college this year, the year after or sometime further in the future, our team at St. Johns Bank wants to help you make financially planning for your child’s education as easy as possible. Planning for Your Children’s Education Read on →

A new year has begun, and it’s the time for resolutions. For 2018, why not try something different? The team at St. Johns Bank wants to suggest setting a resolution to teach your little ones age-appropriate lessons about money—and we have some tips to help you do it! Teaching Personal Finance Habits That’ll Last a Lifetime First of all, it doesn’t matter if your child is 5 or 15, it’s never too early (or too late) to teach him or her important lessons about money. Read on →

We might be in the middle of the holiday season, but now is as good a time as any to sit back and reflect on how your year has been financially, especially now that the holiday shopping is mostly out of the way! Was your year not quite what you wanted it to be? Our team at St. Johns Bank wants you to know that better days can be ahead. Read on →

You’ve probably heard the phrase, “Rules were made to be broken.” But sometimes rules are there for a reason—to help us succeed. The team at St. Johns Bank wants you to take a step back before the new year and take a look at whether you’re following the financial rules for success. The Golden Rules of Finance If you want to make 2018 the year where you finally start turning your financial life around, there are some financial rules you’re going to need to follow. Read on →

Did you know that around 30 percent of annual retail sales happen between Black Friday and Christmas, making this the season of shopping! The team at St. Johns Bank wants you to know that while Black Friday has its great own deals, there might be even more ways to save this year. The Gift of Holiday Savings Take advantage of even more savings on Black Friday with these tips: First, you want to make a plan. Read on →