If you haven’t yet created a household budget, now is the time to do so! A budget serves as a guideline so you stay within your spending limits and put money into savings for an emergency fund. Making a budget can seem overwhelming at first, but it doesn’t need to be. With these simple steps, you’ll be on your way to creating a realistic budget for your household in no time. Read on →

Redecorating your space doesn’t have to come with an expensive price tag. Thankfully, there are many options that can spruce up your home while flexing your creativity muscle. Before starting any redecorating project, think about what you want the space to be. What is the function of the room? If it isn’t living up to the current expectation, that is the first place to start. If you’re just looking for a new vibe from the room, you can decide which direction you’d like to take the decorating process. Read on →

St. Louis is chock-full of organizations that benefit the local community in many ways. Check out these four causes that are making a difference today. St. Louis American Foundation This foundation provides scholarships and grants to local students. Since its inception in 1994, the St. Louis American Foundation has provided $11 million in scholarships for minority students in the area. In addition to scholarships and grants, the St. Louis American Foundation runs community recognition events to salute local excellence. Read on →

Everyone experiences times when money is a little tight and being cautious of spending is a necessity. Sometimes this occurs when the price of living increases, or maybe your income changes. When you need help stretching your money further, these tips can help you continue to live comfortably without breaking the bank. Small Changes Can Add Up A huge life overhaul may not be required when you need to make your dollar stretch further than before. Read on →

Experts agree that children should have an account dedicated to saving money. If you are unsure if you should open a savings account for your child, or where to start, read on to learn more about the options available. Saving Money = Solid Financial Foundation Every person, regardless of his or her age, should have a savings account to continually add to. Kids are no exception! Even before they get a source of income, kids can use a savings account. Read on →

With costs on the rise at the pump and in the grocery store, you’re probably looking for ways to save where you can. The good news? You don’t have to keep the kids confined in the house this summer, because there’s a lot of budget-friendly fun to be had in our area! In fact, many of the family activities across the greater St. Louis area won’t cost you a thing, aside from the gas it takes to get there and any food you need to fuel your family. Read on →

Now that Mother’s Day has come and gone, it is time to start focusing on how you are going to be celebrating Dad on June 19. Fortunately, our team at St. Johns Bank has some ideas on how you can celebrate Father’s Day this June without busting your budget! Think Outside the Box Before you run out to the mall to grab a tie or a set of golf clubs, consider doing something different this Father’s Day that fits within your budget or might even be something you can do or give for free! Read on →

As summer draws near, many families are working on plans to make it a summer to remember. Of course, even with the children out of school and parents wanting to keep them entertained, those plans still have to fit in the budget. Our team at St. Johns Bank wants to help you in making budget-friendly summer memories. Read on. Enjoy a Budget-Friendly Summer As parents, we all want to give our children the best summer possible. Read on →

Can you believe that Mother’s Day is right around the corner? It seems like this year is flying by, as May has already arrived. If May 8 has snuck up on you, don’t worry! Our team at St. Johns Bank has some ideas for how you can throw your mom the ultimate Mother’s Day celebration without going into debt. Celebrating Mom Are you looking for different ways to celebrate your mom this Mother’s Day without breaking the bank? Read on →

When the seasons change, it can make us feel as if we want to make some changes in our life, too. Since moving can be too expensive, many people are turning to home renovations to help give their home a fresh, new look. Have you thought about putting your tax refund to work for your home? Our team at St. Johns Bank wants to share some tips about how you can reinvest in your home this season. Read on →