Now that Mother’s Day has come and gone, it is time to start focusing on how you are going to be celebrating Dad on June 19. Fortunately, our team at St. Johns Bank has some ideas on how you can celebrate Father’s Day this June without busting your budget! Think Outside the Box Before you run out to the mall to grab a tie or a set of golf clubs, consider doing something different this Father’s Day that fits within your budget or might even be something you can do or give for free! Read on →

As summer draws near, many families are working on plans to make it a summer to remember. Of course, even with the children out of school and parents wanting to keep them entertained, those plans still have to fit in the budget. Our team at St. Johns Bank wants to help you in making budget-friendly summer memories. Read on. Enjoy a Budget-Friendly Summer As parents, we all want to give our children the best summer possible. Read on →

Can you believe that Mother’s Day is right around the corner? It seems like this year is flying by, as May has already arrived. If May 8 has snuck up on you, don’t worry! Our team at St. Johns Bank has some ideas for how you can throw your mom the ultimate Mother’s Day celebration without going into debt. Celebrating Mom Are you looking for different ways to celebrate your mom this Mother’s Day without breaking the bank? Read on →

When the seasons change, it can make us feel as if we want to make some changes in our life, too. Since moving can be too expensive, many people are turning to home renovations to help give their home a fresh, new look. Have you thought about putting your tax refund to work for your home? Our team at St. Johns Bank wants to share some tips about how you can reinvest in your home this season. Read on →

As parents, there are certain conversations we know we need to have with our children at some point in time. But when it comes to finances, parents can be a little confused on when is the best time to start having the “money” conversation. Is it when they are school-aged? Or should the money talk wait until kids have their first job and are able to open their own checking account? Read on →

The sun is shining. The birds are chirping. The tax refunds are slowly making their way to many American homes. Are you one of them? More than 50% of respondents of Americans in a recent survey expect their tax refund to be lower this year due to pandemic aid programs. But no matter the size of your tax refund, you can put it to good use! Our team at St. Read on →

Now that March has arrived, you are probably hearing the term “spring-cleaning” a lot. However, spring cleaning shouldn’t solely be geared toward cleaning your home. You should also make a plan to spring-clean your finances! Our team at St. Johns Bank wants to offer you tips about how you can spring-clean your finances and get them in better order for the year. Are you ready to get started? It can be hard to know where to start when it comes to your finances, especially if you have never carved out time to organize them before. Read on →

It’s beginning to look a lot like tax season! While Tax Day (which is April 18 this year) might seem like forever away, you know the date will appear sooner rather than later. As a result, our team at St. Johns Bank wants you to be as prepared as possible for tax season so that the stress doesn’t get the best of you and your finances. Start here: Get Your Documents in Order As you are probably well aware-of now, filing your taxes comes with a lot of documentation. Read on →

If you are in the market for a new credit card, you are likely well aware of how many options there are out there. The world of credit cards has gotten competitive, so the major players in the industry offer a plethora of perks to entice new customers—but often, these perks do not come free. Many credit cards that have great benefits also have an annual fee that customers must pay, which will be charged in a lump sum on one statement a year. Read on →

If you have set yourself up with the goal to improve your credit score, we commend you! While your credit score may seem like an arbitrary number to your daily life, when it comes to securing financing or loans, it is actually an extremely important factor. Credit scores range from 300 to 850, and the higher the number, the more favorably lenders will see you. Unfortunately, many people struggle with a perpetually low credit score. Read on →