Can you believe we’re already in the middle of June? Summer officially begins next week! And if you’re in the market for a new boat for summer, then the team at St. Johns Bank wants to help you get one with our vehicle loans. What to Look for in a Boat Now that you know you can turn to us for the financing of your new boat, let’s look at what you need to consider when trying to choose the right boat for you and your family. Read on →

If you’re like most parents, you’re probably starting to get a little worried about the toll summer break might take on your finances. And, even if you aren’t a parent, you could still be worried about the extra costs of summer, such as higher gas prices and increased electricity use due to hotter temperatures. That’s why our team at St. Johns Bank wants to offer some suggestions on how you can save this summer—and still have a little fun! Read on →

Can you believe we’re already in the middle of May and June is just a few weeks away? We are about to reach the halfway point of 2018! And our team at St. Johns Bank has one question for you—Are your personal finances where you hoped they would be at this point in the year? The good news about it only being halfway through the year is that there’s still plenty of time to get your personal finances back on track with your overall financial goals for the year. Read on →

Money can be a tricky subject, and for many of us, it’s hard to manage. But money management doesn’t have to be scary. In fact, you can take simple steps to improve your financial health and find yourself on solid footing. Our team at St. Johns Bank wants to share a few questions to ask yourself about where you stand—and where you’re headed. Money Basics 101 Before you start any financial journey, you need to know where you currently stand financially. Read on →

Now that the weather is beginning to warm up, is your wallet feeling the heat, too, with a higher electric bill? Our team at St. Johns Bank wants to help save you money during the warmer months so that you can feel cool in your home without having to pay an arm and a leg. Start Reducing Your Energy Bill ASAP! Let’s take a look at some ways you can start lowering your energy bill payment each month. Read on →

Let’s face it—when it comes to our personal finances, even thinking about them can be stressful at times. But there are ways to take control of your finances and limit your financial stress. Our team at St. Johns Bank wants to offer some suggestions to help you do just that. No Financial Stress Allowed Let’s take a look at some ways you can help overcome financial stress in your day-to-day life. Read on →

Looking to pay off your home faster? A mortgage refinance might be the way to go. Our team at St. Johns Bank wants to talk you through some basics about refinancing a mortgage. Mortgage Refinancing 101 People refinance their home for a number of reasons, including: Paying off their mortgage faster Obtaining a better interest rate Withdrawing equity built up in their home Let’s take a look at how to ensure refinancing your home is worth it. Read on →

Are you ready to get a jumpstart on your spring cleaning to-do list? Why not do so in a way that helps you to both clean your house and make money at the same time—a yard sale! Our team at St. Johns Bank has some tips to help you make it as successful as possible. Make Room in Your Home for More Money in Your Wallet With the first day of spring right around the corner, you might be feeling empowered to start cleaning out some rooms of your home to help create more space and decrease clutter. Read on →

What’s your vision for 2018? Are you seeing a new home or a new car in your future? For many people, those are the goals. That’s why our team at St. Johns Bank wants to offer suggestions on how to positively impact your credit score—a significant step toward making those goals a reality this year. It’s Time to Raise Your Credit Score! Even if you aren’t ready to buy a new home or purchase a car just yet, the time to improve your credit score is now. Read on →

If improving your financial situation was one of your goals for 2018, our team at St. Johns Bank wants to help you make that goal a reality! We know that financial issues can make people anxious. In turn, that anxiety can take a toll on our finances. Let’s take a look at ways you can become less anxious—and more financially confident—now and in the future. First, keep track of your cash flow. Read on →