Many American households will be receiving a stimulus check of at least $1,200. While this will provide some relief for many people, especially with everything going on nowadays, you may wonder if there is a “right” way to handle it. Your individual circumstances will determine how to best utilize the stimulus payment. But our team at St. Johns Bank wants to provide some food for thought. Making the Stimulus Work for You As we mentioned above, the way you use your stimulus funds will vary depending on the circumstance you find yourself in. Read on →

We would all agree that we are traveling through uncharted waters. While we expected many things to happen in 2020, this pandemic certainly wasn’t one of them. As a result, many of us were probably not prepared for the social distancing and closing of many stores and businesses. However, our team at St. Johns Bank wants you to know that you are not alone. We are here to help you through the financial stress you might be feeling right now so that you can come out of this both healthy and financially prepared. Read on →

While you have probably tackled (or at least started) your spring-cleaning to-do list when it comes to your home, it is important not to forget that spring-cleaning should also be completed when it comes to your personal finances, too! Our team at St. Johns Bank wants to help you refresh your financial life this spring by tackling some of these spring-cleaning to-dos for your personal finances: Tidy Up Your Finances The holidays, tax season and everything in between—there is a lot of financial stress that can happen in life, especially within a short period of time. Read on →

We all like the idea of saving money, but when it comes down to it, how many of us are actually saving money? Our team at St. Johns Bank wants you to be able to put yourself in a better financial standing this year by learning easy ways to save more money in 2020. Let’s take a look at some ways you can start putting more money back for a rainy day and retirement! Read on →

Did you know? Nearly eight out of 10 taxpayers receive a refund. Wouldn’t it be nice if you were one of them? However, with a great gift comes great power, and it is important that you use that power wisely! While we won’t tell you what you have to do with your tax refund, our team at St. Johns Bank does want to give you some tips on things you might want to consider doing with your tax refund once it arrives. Read on →

If your roof were to spring a leak or your car battery die, would you have the money to cover the costs? Many times, Americans fall into debt not because they are irresponsible with money, but because they don’t have the financial means to cover unexpected costs, which can lead to debt. Building an emergency fund can help to eliminate this problem. Our team at St. Johns Bank is here to help you take the steps needed to build a strong emergency fund. Read on →

Senior year of high school is full of excitement and fun. But it’s also a time to think ahead to your future! Our team at St. Johns Bank wants you to be as financially prepared as possible when starting college in the fall. Therefore, our professionals are here to offer you advice on how to take control of your finances while in college. How to Become a Financially Responsible College Student We know—you already are going to have a new school, college classes and football games to focus on at college. Read on →

As the holiday season ends, another season is about to begin—tax season! Much like the holidays, this season is full of chaos, stress and possibly even a few tears. But it doesn’t have to be! Our team at St. Johns Bank want to help you be as prepared as possible so that the only tears you shed are about the return check you receive. Most of the anxiety from tax season can come from being unprepared. Read on →

Did you know? Approximately three in 10 Americans living in the United States have no emergency savings. That’s a lot of people living just on the edge of financial despair. Our team at St. Johns Bank wants you to be as prepared as possible, especially if a financial issue arises like an unexpected medical bill or a dead battery in your car. It is best to be as financially prepared as possible so that financial issues that arise don’t push you into debt. Read on →

You may have heard the term safety deposit box. But who really needs one, and why? Our team at St. Johns Bank wants to help you gain a better understanding of the purpose and benefits of a safety deposit box so that you can know whether you can benefit from getting one. What Is a Safety Deposit Box? The purpose of a safety deposit box is to provide you an extra level of security and comfort when trying to keep certain items and documents safe. Read on →