Are you in the know about your credit? You should be reviewing your credit reports regularly—at least once per year. It’s also good to have a handle on where your credit score lands, so you’ll know whether you’re likely to be approved for new credit or not. Our team at St. Johns Bank wants to offer some insight into credit scoring, as well as how you boost your score. Read on →

Now that the temperatures are starting to warm up and the sun is shining a little brighter, you might find motivation for tackling some home improvement projects this spring! Our team at St. Johns Bank wants to give you some ideas on the home renovation projects you should add to your to-do list in order to gain the biggest return on your investment! Let’s take a look at some renovations that won’t just make your home more aesthetically pleasing but could also help increase your home’s value. Read on →

Spring might be in the air, but it’s the summer vacation we are all dreaming about! Instead of waiting until the last minute to start saving for your summer vacation, our team at St. Johns Bank wants you to start saving now so you can enjoy a vacation this summer without worrying about finances. A vacation while stressing about money is not a vacation. Let’s take a look at ways to get started saving now: Read on →

When it rains, it pours, especially when it comes to money. When one thing breaks, then it all seems to crumbling down—one thing after the next. Our team at St. Johns Bank wants you to know that while life happens, financial stress doesn’t have to. By establishing a strong savings account, you can have the money you need to cover unexpected expenses. Let’s take a look at some ways you can save for a rainy day: Read on →

Are you still working on getting your finances in order? Now isn’t the time to give up on your financial resolutions—it’s time to take actionable steps to achieve them! Our team at St. Johns Bank wants to share some ways you can check items off your financial to-do list this month: Tax Season Is Upon Us Once the December holidays officially end, it seems like tax season takes over! In fact, the IRS is already accepting tax returns, which means you can go ahead and file your taxes when you’re ready. Read on →

With tax season upon us, many of us are dreaming about what exactly we want to do with our tax refund. While some people might be thinking about putting it back for a rainy day or using it as a down payment for a house, other people have something else in mind that has four wheels—a new car! If a new car is something you are looking at purchasing in 2019, our team at St. Read on →

When the going gets tough, sometimes a home equity line of credit can help get you back on the right track. Our team at St. Johns Bank wants to offer some perspective on what these loans are—and when they might be helpful. What Is a Home Equity Loan? With each payment you made on your mortgage, you built up your home equity. With a home equity loan, you are using the equity you have built up when paying on your mortgage as collateral on a loan. Read on →

It’s a brand-new year, which means a fresh start for reaching our financial goals. How do you plan on getting started this month? Our team at St. Johns Bank wants to offer you some ideas on how you can get your finances on a good track in 2019. Read on as we take a look. Tip 1: Create a Budget—and Stick to It Establishing a household budget alone is not enough. Read on →

It’s the most wonderful time of the year to start thinking about how you are going to turn your personal finances around in the new year! When improving your financial health in 2019, our team at St. Johns Bank wants you to think about putting some of these suggestions on your resolution list. Let’s take a look at some ways you can improve your personal finances in 2019. Take Care of Debt Are you tired of living paycheck to paycheck because you are still trying to pay off debt? Read on →

Hello, December! We have now officially entered the season of giving. However, just because it is the season of giving, that doesn’t mean it’s the season to go into debt. That’s why our team at St. Johns Bank would like to offer some suggestions to help you trim expenses this season. Let’s take a look at some ways you can save money during the holiday season. Keep Your Old Decorations Rather than running to the store to buy all the new trends in decor for the season, use what you already have to decorate your home. Read on →