What Financial Goals Are on Your 2019 Resolution List? | St. Johns Bank
It’s the most wonderful time of the year to start thinking about how you are going to turn your personal finances around in the new year!
When improving your financial health in 2019, our team at St. Johns Bank wants you to think about putting some of these suggestions on your resolution list.
Let’s take a look at some ways you can improve your personal finances in 2019.
Take Care of Debt
Are you tired of living paycheck to paycheck because you are still trying to pay off debt? We are ready for you to start living a debt-free life, too!
As a result, it is time to put into action some money-saving goals for the new year so that you can start paying off debt sooner rather than later.
Start Snowballing Your Debt
Are you trying to pay off all your debt at once? It is best to make a list of your debts, and start paying off the smallest debt first. Then, as soon as you pay off the smallest debt, move to the next.
Of course, be sure you are paying the minimum balance on the other cards on time to avoid any additional fees.
No More Unnecessary Bills
Start by cutting back where you can on expenses. Do you really need cable? What about any extras you are paying for but not using, like a gym membership or a magazine subscription?
If you are paying for something you are not using, it is time for you to say goodbye and cut the unnecessary expenses where you can. Then, you can use that money to pay toward your debt.
Get a Second Job
Do you have time to take on an extra job? From delivering pizzas to selling items on eBay, there are ways for you to work a side gig in addition to your full-time job in order to pay off debt even faster.
However, only do this if you truly have time for it. You don’t want to do anything that will put your full-time job at risk.
Are you ready to build up your savings? Visit St. Johns Bank today to learn how we can help you open a new account that is right for your family.