It’s that time again! The back-to-school shopping is back underway. Now, all you need to do is make sure the school supplies do not break the budget. Get Schooled in Savings As soon as you receive your child’s school supplies list, go through your house to see what supplies you already have in your possession. You might be surprised at how many items you can knock off the list by just shopping within your own home. Read on →

You are going to be learning a lot of lessons when you start college in the fall. One lesson that tends to fall to the wayside is money, which is usually because, for so long, your parents were in charge of your finances. However, now it is your turn to take the reins. Stay on track when it comes to your finances by preparing now before heading to campus. First Things First Read on →

It’s a beautiful morning! The sun is shining. Birds are chirping. Kids are playing. And YOU are saving! Summer Savings Are Underway Turn your summer break into a time where you work to save - not spend - money. First, start by using your dishwasher less. Have the kids help by making washing dishes one of their chores after family meals. Or, if you do use the dishwasher, wait until it is a full load before use in order to help cut down on uses. Read on →

Are you tired of the wood cabinets, and ready to switch to all white? Maybe you are expecting a new addition to the family and need to turn the bonus room into a bedroom? Perhaps a busted pipe left your basement a mess? No matter what your reason - a home renovation is needed, and - therefore - so is funding to cover the cost. Save on Home Improvements Now that you know what you are looking to improve on when it comes to your home, it is time to start saving in order to ensure the renovations do not put you into debt. Read on →

While you don’t expect your children to do chores every minute of every day over their summer break, they are going to be at home more. Therefore, they are able to take on more responsibility throughout the week. Win the Chore Battle Chores allow children to learn responsibility, as well as unity. The family that lives together does chores together. Yet, these “chores” do not necessarily have to be the standard vacuuming and mopping. Read on →

There is one in every family. One who is so frugal they won’t even pitch in a dollar for a joint gift for grandma. One who will use their money to buy anything in front of them. One who is willing to take risks with their finances. There are a number of financial personalities out there in the world. But, do you know which one you are in your family? Read on →

It happens to the best of us. We get a little bit comfortable with how our finances are going, so we start getting a little more lenient than usual. Instead of cooking at home most nights, we start eating out four or five days a week. Rather than shopping at thrift stores and looking for deals, we start paying full price for clothes we would usually wait and buy at a discount. Read on →

Have you ever looked at your finances and thought, “If only I knew then what I know now”? Maybe instead of scraping for pennies in order to pay for a new washer and dryer, you would have an emergency fund set up so that you would be able to pay cash should the unexpected occur. Perhaps you would be better set for retirement, instead of wondering if you will ever even be able to retire. Read on →

Your credit score – something you rarely think about until you are ready to purchase a big ticket item, such as a home or a car. However, your credit score is something you should think about often, especially if you ever want to obtain a loan at a great interest rate! Do you know what your credit score is? Start Raising That Score Today! In order to be seen as a dependable borrower, lenders will look to your credit score for proof. Read on →

Any time a season changes, it seems to cause us to reflect on where we are at in life at the moment. Here we are. Winter is finally coming to an end, and spring is beginning to appear. We are now a few months into the New Year. Are your finances where you had hoped they would be in 2016? Start from the Ground Up! Whether you are where you wanted to be or are still struggling with your financial resolution, it is not too late to take a step back and see how you can build—or make stronger—your financial foundation with these tips! Read on →