If your roof were to spring a leak or your car battery die, would you have the money to cover the costs? Many times, Americans fall into debt not because they are irresponsible with money, but because they don’t have the financial means to cover unexpected costs, which can lead to debt. Building an emergency fund can help to eliminate this problem. Our team at St. Johns Bank is here to help you take the steps needed to build a strong emergency fund. Read on →

Senior year of high school is full of excitement and fun. But it’s also a time to think ahead to your future! Our team at St. Johns Bank wants you to be as financially prepared as possible when starting college in the fall. Therefore, our professionals are here to offer you advice on how to take control of your finances while in college. How to Become a Financially Responsible College Student We know—you already are going to have a new school, college classes and football games to focus on at college. Read on →

As the holiday season ends, another season is about to begin—tax season! Much like the holidays, this season is full of chaos, stress and possibly even a few tears. But it doesn’t have to be! Our team at St. Johns Bank want to help you be as prepared as possible so that the only tears you shed are about the return check you receive. Most of the anxiety from tax season can come from being unprepared. Read on →

Did you know? Approximately three in 10 Americans living in the United States have no emergency savings. That’s a lot of people living just on the edge of financial despair. Our team at St. Johns Bank wants you to be as prepared as possible, especially if a financial issue arises like an unexpected medical bill or a dead battery in your car. It is best to be as financially prepared as possible so that financial issues that arise don’t push you into debt. Read on →

You may have heard the term safety deposit box. But who really needs one, and why? Our team at St. Johns Bank wants to help you gain a better understanding of the purpose and benefits of a safety deposit box so that you can know whether you can benefit from getting one. What Is a Safety Deposit Box? The purpose of a safety deposit box is to provide you an extra level of security and comfort when trying to keep certain items and documents safe. Read on →

When a new year comes around, there are a number of things we want to do—lose weight, make more money, start a new hobby. But have you ever thought about what you could do for your home in the new year? Our team at St. Johns Bank wants you to consider making your house a home in 2020 by tackling a few home improvement projects you have probably put on the back burner for years. Read on →

Can you believe that we are already discussing the holiday season? It is crazy how fast time flies by! However, it doesn’t have to fly by so fast that you are unable to take that one last vacation for the year. Our team at St. Johns Bank wants to offer you tips on take a trip that’s a holiday delight—and that stays within budget. Holiday Travels on a Budget So the holidays snuck up on you—it happens. Read on →

Simple maintenance today equals savings tomorrow! That’s a great motto for many things, but especially true when it comes to your car. Are you planning to hit the road this holiday season? There’s no better time than now to ensure your car is ready to go. Our team at St. Johns Bank has some tips on how to do just that. Drive Home for the Holidays—Safely It is the most wonderful time of the year to go home and visit with friends and family. Read on →

Who doesn’t want to earn more money at their job? We all do! However, whether it is applying for a new position at work or going on the search for a new job elsewhere, you want to make sure your interview skills are in great shape so that you have the best chance at getting the job! Our team at St. Johns Bank has some tips on acing your next job interview. Read on →

We all dream of one day retiring. However, did you know that one study found that half of older people living in the United States have nothing in retirement savings? If you find yourself in the boat of not having retirement savings—or not having enough in your retirement fund—there’s still time to steer yourself in the right direction. Our team at St. Johns Bank has some tips. Whether you are looking for easy ways to boost your retirement account or are needing to start, let’s take a look at some ways you can get your retirement fund on the right track. Read on →