Get Started on Your 2018 Financial Goals Today! | St. Johns Bank

We might be in the middle of the holiday season, but now is as good a time as any to sit back and reflect on how your year has been financially, especially now that the holiday shopping is mostly out of the way! Was your year not quite what you wanted it to be? Our team at St. Johns Bank wants you to know that better days can be ahead.

Money Moves to Make Now

January hasn’t arrived yet. Start planning ahead for a better financial year in 2018.

For starters, look at ways to contribute more to your retirement account. According to an article published by CNBC, most Americans have under $1,000 saved and, sadly, nearly half of all people living in the United States have nothing put away for retirement.

Don’t be one of those people. Even if you fall into this category right now, that doesn’t mean you can’t start making moves today to put you in a better financial position for retirement tomorrow.

Second, give yourself “assignments” for the new year. Resolutions are a great way to set goals for the year, but without taking actionable steps toward those goals, you’ll never achieve them. If you give yourself an assignment, it’s as though you’re giving yourself a job to do—and that job is to achieve certain financial goals you have set for yourself. From paying off debt to saving for retirement to building a strong down payment for a new home, assign yourself a goal and work hard in 2018 to achieve it.

Finally, take a look at your monthly spending habits. When it comes to reaching a certain financial goal like paying off debt, you might find an easy solution by cutting back some of your spending habits. Do you spend too much on entertainment, including eating out at restaurants most days of the week and going to the movies every other weekend? These are things that can be cut back in order to set more money aside to help pay off debt.

Have financial goals in mind for 2018, but are unsure how to achieve them? Call St. Johns Bank today to set up a meeting with one of our team members who can help you put your goals into action.