Are You on Track to Meet Your Financial Goals for 2018? | St. Johns Bank
Can you believe we’re already in the middle of May and June is just a few weeks away? We are about to reach the halfway point of 2018!
And our team at St. Johns Bank has one question for you—Are your personal finances where you hoped they would be at this point in the year?
The good news about it only being halfway through the year is that there’s still plenty of time to get your personal finances back on track with your overall financial goals for the year.
All you need to do is get back to building a strong financial foundation.
Income
How much of your income are you able to keep? Does most of it go to pay student loans or credit care debt? Wouldn’t it be nice if you could keep more of your money for yourself so that you can build a retirement fund or pay off your home sooner rather than later?
Now is the time to start making it a goal to get debt-free so that you can keep more of what is yours!
No matter what kinds of budget cuts you’re able to make, like eating at home more than eating out and skipping high-cost vacations, find ways that you can put back more money. That extra money you save can go to paying off your debt ASAP!
Education
Just because you are a high school or college graduate, it doesn’t mean the learning automatically ends. In fact, when it comes to finances, the learning is just beginning.
Did tax season really throw you for a loop? Take time over the next few months to learn all you can about taxes, deductions, credits, etc., so that your can be better financially prepared next year. This is especially important since changes to the tax code were just implemented.
Remember, the more you know, the more you can grow your finances—in the right direction to meet your financial goals.
Whether you are off track or right on schedule with our finances, our professionals can help keep you choose the right banking services for your financial goals. Visit the St. Johns Bank website today to learn how we can help you get started!